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SIP Calculator

Calculate returns on your Systematic Investment Plan — see how your money grows

₹500₹1,00,000
1%30%
1 Year40 Years
Amount Invested
₹0
Total Returns
₹0
Total Value
₹0
Investment Breakdown
Amount Invested ₹0
Returns Earned ₹0
Total Corpus ₹0
Year-by-Year Growth
Invested Returns

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How to Use the SIP Calculator

A SIP (Systematic Investment Plan) Calculator helps you estimate the future value of your monthly mutual fund investments. Enter your monthly SIP amount, expected annual return rate, and investment period to calculate your total corpus.

SIP Formula

M = P × ({[1 + i]^n – 1} / i) × (1 + i) where M = Maturity amount, P = Monthly SIP amount, i = Monthly interest rate, n = Number of months.

Frequently Asked Questions

What is SIP?

SIP or Systematic Investment Plan is a method of investing a fixed amount regularly in mutual funds. It helps build wealth through the power of compounding and rupee cost averaging.

How much will ₹5,000 SIP grow in 10 years?

A monthly SIP of ₹5,000 at 12% annual return for 10 years will grow to approximately ₹11.6 lakhs. You invest ₹6 lakhs and earn about ₹5.6 lakhs as returns.

Is SIP safe?

SIP in mutual funds is subject to market risks. However, investing regularly over long periods (5+ years) generally reduces risk through rupee cost averaging. Always read scheme documents before investing.